HB279 Alabama 2018 Session

Under existing law, an insurance customer may receive a premium discount for meeting certain construction standards designed to make a home resistant to strong winds if the home is certified as meeting the standards adopted by the Institute for Business and Home Safety (IBHS) or other building code requirements. Existing law also requires the insurance customer to submit copies of construction records to insurers to qualify for the premium discount

This bill would, for those properties certified as meeting the IBHS standards, remove the requirement for customers to submit copies of construction records to insurers to qualify for premium discounts and, for those IBHS certified properties, require instead submission of evidence of certification

Relating to insurance; to amend Sections 27-31D-1 and 27-31D-2, Code of Alabama 1975; to remove the requirement that insurance customers submit copies of construction records to insurers to qualify for premium discounts for properties certified as meeting certain fortified building standards and to require instead for the submission of evidence of construction certification.